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Privacy Policy and Terms of Use - Credit Report 911




Every effort has been made by Cire Publishing, Inc and Credit Report 911 to accurately represent our CD-Rom software program and ebook and it's potential. The information provided by Credit Report 911 is intended for general consumer understanding and education in various credit repair and financial scenarios and topics and DOES NOT constitute legal advice. The Credit Software and ebook contains information that is not reflective of any particular set of factual circumstances and is thus devoid of the thoughtful analysis and review of specific facts by an attorney that is required in providing legal advice. Use of the Credit Report 911 software is voluntary and at the sole risk of the user.
The Credit Report 911 software and ebook is for consumer educational use only. Nothing contained in the Credit Report 911 software is or should be considered or used as a substitute for professional legal credit repair or financial advice. Our purpose is only to provide general credit and financial information that can help consumers in credit repair efforts and in financial management situations. This software and ebook does not constitute certified legal financial advice or information. We encourage and advise users to seek the advice of a qualified attorney or financial professional or other qualified credit repair professionals if there are any questions about personal financial issues or credit problems. Never disregard, delay or avoid seeking financial advice from a legal or qualified financial professional because of anything you have read on this software or ebook. We do not guarantee the accuracy or currency of any Acts, Laws or Rules contained in our software or ebook. The Credit Report 911 software and ebook makes no guarantee or warranty of outcome. It is impossible for the Credit Report 911 software and ebook to make any prediction of a certain outcome, the results of your actions and case may vary.


Links to third party Web sites on this Site are provided solely as a convenience to you. If you use these links, you will leave this Software and Credit Report 911 Site. Credit Report 911 Software and Site does not control and is not responsible for any of these sites or their content. Thus, Credit Report 911 Software and Site does not endorse or make any representations about them, or any information, software or other products or materials found there, or any results that may be obtained from using them. If you decide to access any of the third party sites linked to this Site, you do this entirely at your own risk.


YOUR USE OF has created this privacy statement ("Statement") in order to demonstrate our commitment to customer privacy. Privacy on the Software and Website (the "Website") is of great importance to us. Because we gather important information from our visitors and customers, we have established this Statement as a means to communicate our information gathering and dissemination practices. We reserve the right to change this Statement and will provide notification of the change at least thirty (30) business days prior to the change taking effect.

COLLECTED INFORMATION requires customers who register to use the Softwares offered on the Website (collectively, the "Service") to give us contact information, such as their name, company name, address, phone number, and e-mail address, and financial information and billing information, such as billing name and address, credit card number, and personal information that will be using the Software or Website. At the time you express interest in obtaining additional information about the Service, or when you register for the Service, we may also ask for additional personal information, such as title, department name, fax number, or additional company information, such as annual revenues, number of employees, or industry. Customers can opt out of providing this additional information by not entering it when asked. Customers can update or remove their personal information at any time by logging into the Website and editing their personal information within their account setup option. Customers can view their updated profile to confirm their edits have been saved. uses the information that we collect to set up the Service for individuals and their organizations. We may also use the information to contact customers to further discuss customer interest in our company, the Service that we provide, and to send information regarding our company, such as promotions and events. Customers are invited to receive an email newsletter by providing an email address. Customer email addresses will not be distributed or shared with third parties. Customers can opt out of being contacted by us, or receiving such information from us, at any time by sending an email to Separately, customers are also asked to provide an email address when registering for the Software upgrade Service, in order to receive a username and password. We may also email information regarding updates to the Service or, and will send a Customer Newsletter. Again, Customers' emails will not be distributed or shared with third parties without your prior consent and Customers can opt out of receiving any communication by emailing at the time it is distributed, or at the time any Customer registers for the Service.
Except as we explicitly state at the time we request information, or as provided for in the End-User Agreement, we do not disclose to third parties the information provided. All financial and billing information that we collect through the Website is used solely for purchase of the Software or Service. This billing information is not used by for marketing or promotional purposes. may or may not use a third-party intermediary to manage the credit card processing. This intermediary is solely a link in the distribution chain, and is not permitted to store, retain, or use the information provided, except for the sole purpose of credit card processing. Other third parties, such as content providers, may provide content on the Website but they are not permitted to collect any information nor does share user information with these parties.
Customers of the Service will be using the Website to host data and information ("Data"). will not share, distribute, print, or reference any such Data except as requested, as provided in the End-User Agreement f, or as may be required by law. Individual records may at times be viewed or accessed only for the purpose of resolving a problem, support issue, or suspected violation of the End-User Agreement, or as may be required by law. Of course, customers are responsible at all times for maintaining the confidentiality and security of their user registration and password. may also collect certain information from visitors to and customers of the Site, such as Internet addresses. This information is logged to help diagnose technical problems, and to administer our Site in order to constantly improve the quality of the Service. We may also track and analyze non-identifying and aggregate usage and volume statistical information from our visitors and customers and may provide such information to third parties.
If a user elects to use our referral service for informing a friend or affiliate about our site, we ask them for their name and email address. will automatically send that person a one-time email inviting them to visit the site. does not store this information.


When you interact with the Website we strive to make that experience easy and meaningful. When you come to our Web site via our Software or Service, our Web server sends a cookie to your computer. Cookies are files that Web browsers place on a computer's hard drive and are used to tell us whether customers and visitors have visited the Site previously and to help us navigate and to help them navigate and use the Website.
Standing alone, cookies do not identify you personally. They merely recognize your browser. Unless you choose to identify yourself to, either by responding to a promotional offer, opening an account, or registering for a 30-day free trial, you remain anonymous to Cookies are two types: session and persistent based. Session cookies exist only during an online session. They disappear from your computer when you close your browser software or turn off your computer. Persistent cookies remain on your computer after you've closed your browser or turned off your computer. They include such information as a unique identifier for your browser. uses session cookies containing encrypted information to allow the system to uniquely identify you while you are logged in. This information allows to process your online transactions and requests. Session cookies help us make sure you are who you say you are after you've logged in and are required in order to use the application. uses persistent cookies, that only can read and use, to identify the fact that you are a customer or prior Website visitor (whatever the case may be). We are especially careful about the

security and confidentiality of the information stored in persistent cookies. We do not store account numbers or passwords in persistent cookies. Users who disable their Web browsers' ability to accept cookies will be able to browse our Website but will not be able to successfully use our Service.


We may from time to time engage third parties to track and analyze non-personally identifiable usage and volume statistical information from visitors to our website to help us administer our website and improve its quality. Such third parties may use cookies to help track visitor behavior. Such cookies will not be used to associate individual website visitors to any personally identifiable information. All data collected by such third parties on behalf of is used only to provide us with information on site usage and is not shared with any other third parties.


You agree to indemnify Cire Publishing, Inc. and Credit Report 911 of ALL claims and injury and to hold it harmless against all losses sustained by you and any and all third parties as a result of the terms of this License Agreement, including but not limited to the right of Credit Report 911 to terminate this license under the provisions above. You agree that You, and not Cire Publishing, Inc. or Credit Report 911, shall be responsible for reimbursing all third parties against any such losses. Such third parties may include your web hosting company, your ISP, your customers, your business partners, or any other party that is harmed in any way during the course of Credit Report 911 enforcement of its rights under this License Agreement.


If the "Software Product" is an upgrade of a component for a product that you were granted a license for as a single product, the "Software Product" may be used and transferred only as part of that single product package and may not be separated for use on more than one computer, web server, or web site. You may use a single copy of the complete, upgraded "Software Product" on a single computer. You may not continue to use the original "Software Product" if you accept and use the upgraded "Software Product".
Credit Report 911 provides upgrades for the "Software Product". Credit Report 911 determines time frame of 'Software Product' upgrades provision and in accordance with delivery terms. You may choose to upgrade "Software Product" or not to. Credit Report 911 provides upgrades to licensed 'Software Product' copy only and technically compatible with default 'Software Product' copy. Upgrades may not be technically compatible with modified copy of 'Software Product". New version of 'Software Product' is provided for licensed 'Software Product" copy only and may be technically incompatible with older version. Credit Report 911 provides upgrades both within version or next version for the "Software Product" for free within 12 months after the initial purchase, and for extra charge when 12 months are over. However upgrade installation if requested may apply services fees.
Note: The Software upgrade will require an extra fee if you request an upgrade in 12 months after the purchase. Besides, in addition to that upgrade installation and data saving, if requested may apply services fees.


Our Site has security measures in place to help protect against the loss, misuse, and alteration of the Data under our control. When our Site is accessed using Google, Bing or Microsoft Internet Explorer versions 5.5 or higher, Secure Socket Layer (SSL) technology protects information using both server authentication and data encryption to help ensure that Data is safe, secure, and available only to you. also implements an advanced security method based on dynamic data and encoded session identifications, and hosts the Site in a secure server environment that uses a firewall and other advanced technology to prevent interference or access from outside intruders. Finally, provides unique user names and passwords that must be entered each time a customer logs on. These safeguards help prevent unauthorized access, maintain Data accuracy, and ensure the appropriate use of Data.

OPT-OUT POLICY offers its visitors and customers a means to choose how we may use information provided. If, at any time after registering for information or ordering the Service, you change your mind about receiving information from us or about sharing your information with third parties, send us a request specifying your new choice. Simply send your request to Correcting & Updating Your Information: If customers need to update or change registration information they may do so by editing the user or organization record. To update a User Profile, log on to and update information. will respond to your correction or update request within at most 30 days from the date of your request.


If you have questions or comments about this Privacy Policy or Terms of Use, please email us or write us at: Cire Publishing, Inc. 992 S. 4th St., 100-258

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Credit Repair Kit 911 is a product of Cire Publishing,Inc All Right Reserved 1994-2011.All Copyright and Trademarks are held by Cire Publishing Inc.,Do It-Yourself CREDIT REPAIR KIT is a registered trademark and contents of the copyrighted work are approved for use by Credit Repair Kit 911 in the 2011 eBookThe eBook may not be reproduced in part or whole without written permission from JP Sainz and/or Cire Publishing, Inc.

The eBook may not be reproduced in part or whole without written permission from JP Sainz and/or Cire Publishing, Inc. except for the provided (36) forms that may be reproduced for the use of the purchaser only. Users should use this material at their own discretion. It should also be understood that the author, distributor, or Cire Publishing are not responsible nor liable to any individual or parties for any damages or losses caused by or allegedly caused by the use of this material.

Copyright 2011 Cire Publishing, Inc. All Rights Reserved 992S 4th St, 100-258, Brighton , CO.80601 | Credit Report 911 Privacy | Credit Report 911 Terms